Small businesses can shop off-exchange through a broker, buy a small-group plan...
https://online-wiki.win/index.php/How_Do_Renewal_Terms_Work_for_Small_Group_Health_Insurance%3F
Small businesses can shop off-exchange through a broker, buy a small-group plan directly from a carrier, or consider HRA reimbursements if group coverage isn’t a fit. Before comparing prices, check that employees’ doctors and hospitals are in-network.