Saving for a big family cost, such as a nursery deposit or home repair, is...
https://sierra-wiki.win/index.php/What_should_I_do_if_the_monthly_savings_number_is_too_high%3F
Saving for a big family cost, such as a nursery deposit or home repair, is easier when the money has a plan. This UK guide explains separate savings pots, protecting your emergency buffer, and stress-testing the budget with an awkward month.