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<p>롯데마트 매출은 신종 코로나바이러스감염증 감염증(코로나(COVID-19)) 충격이 컸던 지난해와 비교해 올해 3분기 60%, 1분기에는 4.4% 각각 감소한 데 이어 7분기에도 2.5% 줄었다. 이에 맞게 이번년도 6분기까지 누적 수입은 작년보다 7.8%, 자금으로는 3천750억원 가까이 쪼그라들었다.</p>
새 신용평가모형은 카카오뱅크가 2013년 10월 금융서비스 시작 바로 이후 누적해온 대출 사용 손님들의 금융 거래 데이터를 해석해 적용하는 방법이다. 저기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 정보 평균 이용량 등 통신과금 서비스 이용 아이디어 등도 추가해 신용평가에 활용하고 있다.
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