Why Most Home Insurance Claims Are About Your Stuff, Not the House
https://xeon-wiki.win/index.php/No_Undo_Button_-_Why_Skipping_Annual_Policy_Reviews_Costs_You,_and_Which_Furniture_and_Electronics_Depreciate_First
Most claims involve personal property - the numbers and what they mean The data suggests that for non-catastrophic homeowner losses, the majority of claims are rooted in personal property damage or loss rather than structural failure