RCV vs ACV roof 5
https://theroofinsuranceclaimtexashub.dovetailscope.com/posts/how-to-handle-a-roof-insurance-claim-in-texas-without-losing-your-mind
When choosing between RCV vs ACV roof coverage, RCV covers replacement cost minus depreciation, meaning you get the full value to replace an old roof with a new one, while ACV pays only the current value after wear and tear, which often leaves you paying out of pocket for a significant portion of a new roof.